One of the changes made to the “Rules of acquisition by citizens of apartments being at the disposal of the State Housing Development Agency of the Republic of Azerbaijan on preferential terms” is associated with getting a decision on preliminary consent by a person who has been given an electronic cabinet in the “Affordable Housing” system, applying to the agent bank.
This would help to choose a right apartment, having beforehand defined the amount of the loan that the user may be granted, its term, and the amount of monthly payments on the credit. While choosing apartments, only those persons who had received the decision on preliminary consent and secured its placement on the electronic cabinet in the “Affordable Housing” system may select the method of payment to the mortgage credit account. A user may apply to several agent banks to get the decision on preliminary consent. After the application of the user, the decision on preliminary consent shall be placed by the bank in the relevant section of his/her electronic cabinet. Thereafter, the user shall enter this section and electronically sign this decision.