According to the Order approved by Decree No. 1113 of the President of the Republic of Azerbaijan dated 16.11.2016, one of the privileges that persons entitled to a discounted housing can take
is a discounted mortgage loan at the expense of "Azerbaijan Mortgage Fund" OJSC.
Thus, citizens who have a personal electronic cabinet registered in the "Affordable Housing" system are residents of the State Agency for Housing Construction under the President of the Republic of Azerbaijan with "MİDA" LLC, which is part of the authorized banks of the "Azerbaijan Mortgage Fund" OJSC and will be able to obtain a loan through the relevant loan agreement.
The next credit organization, which signed a cooperation agreement with "MİDA" LLC, became "Unibank" OJSC. Starting 25 years ago, Unibank served nearly 950,000 corporate and individual clients, has a 32-branch network in the capital and in the regions, and is one of the country's most successful banks for financial performance.
It should be kept in mind that “Unibank” is the third Azerbaijani bank that signed a cooperation agreement with “MİDA” LLC on granting discounted mortgage loans to citizens at the expense of the “Azerbaijan Mortgage Fund”. Previously, similar contracts were concluded with “Kapital Bank” and “Bank BTB”.